Privacy Policy

Last updated: January 2026

We appreciate your interest in our services. The protection of your personal data is our highest priority. The entity responsible for data processing under the GDPR is:

1. Data Controller

Biz Advisory LLC
16192 Coastal Hwy.
Lewes, DE 19958
USA
Email: info@bizkonto.de
Website: www.bizkonto.de

2. Scope

This privacy policy applies to the processing of personal data when visiting our website and when using our services for administrative support in the preparation and submission of business account applications.

3. Categories of Personal Data

We process the following data in particular:

  • Contact data (name, email address, phone number)
  • Company data (e.g., legal form, registered office, business activity)
  • Information on directors and beneficial owners (UBO)
  • Identity data (e.g., identification documents, proof of address)
  • Corporate documents (e.g., registry extracts, ownership structures)
  • Communication content (e.g., emails, notes)
  • Payment and billing data
  • Technical data (e.g., IP address, browser, access times)

This data is necessary to prepare the account opening you have commissioned in a structured manner and to implement the requirements of the respective financial institutions transparently.

If special categories of personal data are processed in individual cases, this is done exclusively to the extent that such data is provided by the user and is necessary for the provision of the service.

4. Purposes of Processing

Processing is carried out for:

  • Preparation and coordination of account openings
  • Structured preparation of documents within the framework of KYC and AML requirements
  • Communication with you and with the financial institutions you have selected
  • Processing of payments and internal administration
  • Ensuring the technical operation of the website

5. Legal Basis

Processing is based on:

  • Art. 6(1)(b) GDPR (contract and pre-contractual measures)
  • Art. 6(1)(f) GDPR (legitimate interest in structured and secure processing)
  • Art. 6(1)(a) GDPR (consent, particularly for tracking and cookies)

6. Data Sharing

Data is shared exclusively:

  • With banks or e-money institutions selected by you
  • With technical service providers engaged in the course of service delivery

Transmission is based exclusively on your instructions and is limited to information necessary for the account opening.

The financial institutions you select are independent data controllers under the GDPR and process personal data in accordance with their respective privacy policies.

7. Service Providers

We use the following service providers to deliver our services:

  • Calendly (appointment scheduling)
  • monday.com (CRM and internal organization)
  • Microsoft Clarity (web analytics and session recordings — only with consent)
  • Stripe (payment processing)
  • Hostinger (hosting)

Processing is based, depending on the service, on Art. 6(1)(b), (f), or (a) GDPR.

8. Appointment Scheduling (Calendly)

We use Calendly for appointment scheduling. When booking, your data is transmitted to and processed by Calendly. Usage is based on the performance of pre-contractual measures (Art. 6(1)(b) GDPR).

9. Cookies and Consent Management

Our website uses a consent tool to manage cookie preferences. The following data is processed:

  • Consent status
  • Technical identifiers
  • Timestamps

Processing is carried out to fulfill legal obligations (Art. 6(1)(c) GDPR).

10. Web Analytics (Microsoft Clarity)

This website uses Microsoft Clarity to analyze website usage, in particular through heatmaps, session recordings and aggregated interaction data. Usage is based exclusively on your consent (Art. 6(1)(a) GDPR).

  • Provider: Microsoft Corporation, USA
  • Processed data may include technical information, usage data, clicks, scrolling behavior and page views
  • Data may be transferred to the USA

You can withdraw your consent at any time via the consent tool.

11. Data Transfer to Third Countries

As we and some service providers are based outside the European Union, data may be transferred to third countries (particularly the USA). Transfers are made on the basis of appropriate safeguards pursuant to Art. 44 ff. GDPR, in particular:

  • EU Standard Contractual Clauses
  • Adequacy decisions where applicable

We ensure that an adequate level of data protection is maintained and that legal requirements are met.

12. Retention Period

We store personal data only as long as necessary:

  • KYC documents: until completion or termination of the process
  • Contract and communication data: within statutory retention periods
  • Billing data: up to 10 years
  • Web analytics data: maximum 14 months

13. Data Security

We employ appropriate technical and organizational measures, including:

  • Encrypted data transmission (TLS/SSL)
  • Access restrictions
  • Structured data management

14. Your Rights

You have the right to:

  • Access (Art. 15 GDPR)
  • Rectification (Art. 16 GDPR)
  • Erasure (Art. 17 GDPR)
  • Restriction (Art. 18 GDPR)
  • Data portability (Art. 20 GDPR)
  • Objection (Art. 21 GDPR)

Contact: info@bizkonto.de

15. Right to Complain

You have the right to lodge a complaint with a data protection supervisory authority.

16. Automated Decisions

No automated decision-making within the meaning of Art. 22 GDPR takes place.

17. Changes

We reserve the right to update this privacy policy as needed. The current version is always available on our website.